2 Simple Ways to Afford a New Central Air Conditioner in Northern California

August 23rd, 2013

Are you ready to finally upgrade from a room air conditioner to a central air conditioner so you can have cool air all over your home?

We don’t blame you.

However, the initial cost of central air conditioning can be steep. Well, compared to a room air conditioner anyway.

But don’t despair! Here are 2 simple ways you can afford central air conditioning in your Northern California home.

Take advantage of federal tax credits

The government is trying to encourage homeowners to go green.

One way they’re doing that is by offering tax credits to homeowners who buy energy efficiency appliances.

So what exactly is a “tax credit” anyway?

Investopedia explains that,

“Unlike deductions and exemptions, which reduce the amount of your income that is taxable, tax credits reduce the actual amount of tax owed. Governments may grant a tax credit to promote a specific behavior, such as replacing older appliances with more efficient ones.”

To receive a $300 tax credit for a central air conditioner, get one that’s energy efficiency ratings matches these requirements:

Split systems:

16 SEER or higher
13 EER or higher

Package systems:

14 SEER or higher
12 EER or higher

To learn what these terms mean, read our article, “What is the difference between EER and SEER?”

Ask your local HVAC contractor to find a central air conditioner that meets these requirements.

Look into financing through a contractor

Few of us have a bunch of cash lying around for a new air conditioner. But you may still be able to afford low monthly payments. Whoever you trust to install your new central air conditioner may also be able to help you finance it.

You won’t be loaning money from the contractor, but from a third party financial company.

For example, Service Champions offers 6-month and 12-month Same As Cash financing with minimum monthly payments through GE, Wells Fargo, and Viewtech Financial Services.

If you’re interested in learning about the details of our financing options, contact us online.

More information on the cost of a new central air conditioner

Of course, it’s hard to know which options are right for you without first knowing the overall cost. So start with a free estimate from a trusted Northern California air conditioning company like Service Champions. We’ll take a look at your entire home and help you find the solution that meets your budget and your needs.